PRDV011: Resources | Saylor Academy

Topic	Name	Description
	Course Syllabus

© Saylor Academy 2010-2026 except as otherwise noted. Excluding course final exams, content authored by Saylor Academy is available under a Creative Commons Attribution 3.0 Unported license. Third-party materials are the copyright of their respective owners and shared under various licenses. See detailed licensing information. Saylor Academy®, Saylor.org®, and Harnessing Technology to Make Education Free® are trade names of the Constitution Foundation, a 501(c)(3) organization through which our educational activities are conducted.

Course Introduction

Course Syllabus

Unit 1: Establishing Financial Goals

1.1: Setting Short-, Medium-, and Long-Term Financial Goals

1.2: Creating SMART Financial Goals

1.3: Lifestyle Choices and Money Personalities

Unit 2: Budgeting and Saving

2.1: Building a Budget

2.2: Preparing a Budget Analysis

2.3: Saving Money

2.4: Banking and Emergency Funds

2.5: Savings and Inflation

Unit 3: Credit Cards and Consumer Borrowing

3.1: Your Credit Score

3.2: Credit Cards

3.3: Debit Cards

3.4: Other Payment Methods

3.5: Risks and Benefits of Credit Products

Unit 4: Loans and Debt

4.1: Borrowing Money

4.2: Terms of Borrowing

4.3: Types of Loans: Installment vs. Revolving Credit

4.4: Interest Rates and Loan Repayment

4.5: Predatory Lending, Bias, and Redlining

4.6: Microfinance

4.7: Personal Bankruptcy

Unit 5: Insurance

5.1: Insurance Basics

5.2: Managing Risk

5.3: Property Insurance

5.4: Health, Disability, and Life Insurance

Unit 6: Investing and Retirement

6.1: Saving and Investing

6.2: Risk and Return on Investment

6.3: Planning for Retirement

6.4: Life-Cycle Investing

6.5: Estate Planning

Unit 7: Taxes and Tax Forms

7.1: Introduction to Taxes

7.2: Tax Forms

Unit 8: Careers and Education

8.1: Education and Earnings

8.2: Costs of Higher Education and Training

Unit 9: Scams and Fraud

9.1: Common Scams

9.2: Consumer Protection Agencies

Unit 10: Future Trends in Global Finance

10.1: Technology in Finance

10.2: Sustainable Finance

Certificate Final Exam

Course Feedback Survey