TeX source:
\begin{array}{l}  \text{We can also identify the initial value and the rate of change.} \\ \qquad \text{Initial Value: She saved \$3,500, so \$3,500 is the initial value for} \, M. \\ \qquad \text{Rate of Change: She anticipates spending \$400 each week, so -\$400 per week is the rate of change} \end{array}