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Watch this video on how to apply for a loan. Most lenders want to ensure you will repay the loan, so you must prove you earn a steady income and have a good credit score. They also want to know about your other debts. There are three major providers of credit reports in the United States: Equifax, Experian, and TransUnion.
Source: Khan Academy, https://youtu.be/lGkIH3hrbVA?si=0V_caxOR72ytQi6t This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 License.