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Watch this video which offers various safeguards and safety features banks in Europe can use to protect online accounts and discourage identify theft and hacking. These steps include using encryption protocals such as SSL, using a virtual keyboard, limiting email communication, mandating strong passwords, and requiring two-factor authentication.
Source: Sam Vaknin's Musings: Geopolitics and Economics, https://youtu.be/HdK5CD9JGFs?si=d3n6Luw_wEHKK4H3 This work is licensed under a Creative Commons Attribution 3.0 License.